Miscellaneous Articles Articles

Credit Cards and Children

INTRODUCTION “Where’s my money? Where’s my money? Where’s my money?” asks (demands?) my eight-year-old nephew of his beleaguered father when the week is through, and chores are done (or not done as the case may be). As with many of us, getting an allowance from our...

The Five Ws of the Credit Card

We all have had them, used them heard about them, read about them, knew someone who knew someone that had them, so it is no big secret. The credit card or more correctly the credit / debit card. The monetary miracle panacea. But what do we really know about that...

Understanding the Debt Collection Process

Many of us have had the experience of opening a letter or answering a phone call only to be greeted with those most terrifying of words, “this is an attempt to collect a debt.” Almost immediately your heart begins to thump a little faster, beads of sweat starting to...

Am I prepared to apply for a credit card?

It is always a big day in a person’s life when it happens. Even from when we were little kids, most of us dreamt of it. We pretended to use them. We watched in awe as our parents pulled them out. We instinctively knew someday that would be us! So just exactly what is...