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Am I Prepared to Apply for a Credit Card?
It is always a big day in a person’s life when it happens. Even from when we were little kids, most of us dreamt of it. We pretended to use them. We watched in awe as our parents pulled them out. We instinctively knew someday that would be us! So just exactly what is this mystical thing that has held our fancy through all of our childhood and into adulthood? Yep, you guess it, credit cards.
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Understanding Your Credit Card Statement
Each month millions of people across the country never really take heed of that little packet, sometimes multiple packets, stashed within their pile of mail – with the other junk, letters, and bills. Many of us have been receiving these gems since the age of eighteen and dutifully opening them,...
Previous Posts
Explaining Charge Offs on Credit History Reports
What does it mean when you see a credit card account charge off on your credit report? So, if you...
How Much Credit Card Debt Is Too Much?
It is all just a juggling act really. I am talking about yours, mine, heck everybody’s finances....
Credit Card Debt and Gender Differences
To quote from the 1996 film The Nutty Professor starring Eddie Murphy, “Women be shopping!” And...
Credit Card Debt and Death
What happens to my credit card debt when I die? Consider the old adage that states, there are only...
How to Repair Your Credit Score
Like many Americans we have all faced some issues that have affected our credit scores. And just...
Understanding Debt Validation
What is debt validation? Debt validation is more of a ‘how’ than a ‘what’. Well, that certainly...
7 Things You Didn’t Know About Credit Cards
They are small and are taken for granted. We all do it. They are just there. Little pieces of...
Is debt consolidation right for me?
What is debt consolidation? Debt consolidation is an option where an individual gets a loan for...
Four types of debt relief programs
Debt relief for the average individual. With nearly 55% of the American households having at least...

About Us
The team at Credit Card Help 4U is highly motivated to help the American family. Our contributors are comprised of licensed life insurance agents, CPAs, and other professionals from the financial industry. Our goal is to provide highly relavent and educational posts.
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